Pricing

Look, we get it. Insurance pricing can feel like someone's speaking a different language. So here's the deal — we've kept things simple. Pick a plan that matches where you're at right now, and we'll make sure you're covered without the surprise bills or confusing fine print.

Starter Shield

$47/month

Basic protection for folks just getting their financial house in order. Covers the essentials without breaking the bank.

✓ Life insurance up to $250k
✓ Basic disability coverage
✓ Online portal access
✓ Annual policy review
✓ Email support

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Guardian Plus

$129/month

Our most popular option. Solid coverage for families and serious wealth-builders who want real protection and peace of mind.

✓ Life insurance up to $750k
✓ Long-term disability coverage
✓ Critical illness protection
✓ Investment-linked options
✓ Priority phone support
✓ Quarterly check-ins
✓ Estate planning guidance

Choose Guardian Plus

Wealth Fortress

Custom

For the serious folks. Comprehensive coverage, tax optimization, and a dedicated advisor who knows your situation inside out.

✓ Unlimited life insurance options
✓ Customized disability structure
✓ Business succession planning
✓ International coverage support
✓ 24/7 dedicated advisor
✓ Annual wealth strategy session
✓ Legacy planning included

Schedule Consultation

Pricing FAQ

Can I switch plans later without penalties?

Absolutely. People's situations change. And that's fine with us. You can upgrade or downgrade anytime — though keep in mind your coverage terms might adjust based on your new plan. Just give us a call or hop into your portal.

What if I find a better price somewhere else?

We're confident in what we offer, but honestly? Shop around. We're betting you'll find our combination of price, service, and actual human support hard to beat. Plus, switching providers is a hassle we wouldn't wish on anyone.

Are there hidden fees or extra charges?

No. We don't do that. Your monthly payment covers what we say it covers. There might be optional add-ons (like umbrella coverage or specific riders), but nothing sneaks onto your bill without you knowing about it first.

Do you offer discounts for paying annually?

We sure do. Pay 13 months upfront and you'll save about 8% on most plans. It's our way of saying thanks for the commitment, and it helps you budget better too.

Need a Custom Solution?

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